2020 SGD to BIF Historical Review

YEARLY HIGH

1469.0818 BIF

YEARLY LOW

1292.7226 BIF

YEARLY AVERAGE

1388.4738 BIF

2020 SGD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1469.0818. Conversely, the yearly low was recorded on March 23, dropping to 1292.7226.

This high-to-low spread represents a total annual volatility of 176.3592 BIF. From a start-to-finish perspective, comparing the January average rate of 1395.1976 to the December average rate of 1458.2453, the exchange rate registered a net change of 4.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1469.0818 was up 5.25% compared to the 2019 peak of 1395.8178, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 7,345,409 BIF

2019 Average 6,751,400 BIF

Yearly Trough Low 6,463,613 BIF

Transaction Impact: A difference of 881,795.87 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1470.8772

1319.2950

JanuMarcMayJulySeptNove

SGD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1355.3472, compared to 1421.6003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 66.2531 points.

H1 Avg (Jan–Jun) 1355.3472

H2 Avg (Jul–Dec) 1421.6003

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 81.0712 BIF (High: 1373.7938 / Low: 1292.7226). On the other end, October was the most stable month, with a tight range of 13.8797 BIF (High: 1430.2609 / Low: 1416.3813).

March Spread (Volatile) ±81.0712

October Spread (Stable) ±13.8797

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 36.0960 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -36.0960

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1458.2453) against the same month in 2019 (average: 1383.9502), the exchange rate shifted by +74.2951 (+5.37%).

2020 Avg (December) 1458.2453

2019 Avg (December) 1383.9502

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1400.5176	1384.2948	1395.1976
February	1385.4749	1346.8756	1359.1016
March	1373.7938	1292.7226	1335.6375
April	1349.4291	1315.2799	1331.9268
May	1351.6095	1328.9795	1341.8151
June	1379.5196	1349.1700	1368.4047
July	1404.4735	1369.1216	1386.6248
August	1421.0716	1400.0973	1408.4928
September	1423.2773	1402.0184	1413.5004
October	1430.2609	1416.3813	1422.9233
November	1451.2031	1414.5894	1439.8152
December	1469.0818	1450.7348	1458.2453