2014 SGD to BIF Historical Review

YEARLY HIGH

1253.9195 BIF

YEARLY LOW

1174.3619 BIF

YEARLY AVERAGE

1225.3179 BIF

2014 SGD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 21, valuing the pair at 1253.9195. Conversely, the yearly low was recorded on December 28, dropping to 1174.3619.

This high-to-low spread represents a total annual volatility of 79.5575 BIF. From a start-to-finish perspective, comparing the January average rate of 1217.4741 to the December average rate of 1188.8403, the exchange rate registered a net change of -2.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1253.9195 was down 2.25% compared to the 2013 peak of 1282.7936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,269,597 BIF

2013 Average 6,193,625 BIF

Yearly Trough Low 5,871,810 BIF

Transaction Impact: A difference of 397,787.63 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1251.6899

1183.1267

JanuMarcMayJulySeptNove

SGD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1228.9146, compared to 1221.7212 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 7.1934 points.

H1 Avg (Jan–Jun) 1228.9146

H2 Avg (Jul–Dec) 1221.7212

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 38.2019 BIF (High: 1235.6744 / Low: 1197.4725). On the other end, June was the most stable month, with a tight range of 8.9460 BIF (High: 1241.6955 / Low: 1232.7495).

October Spread (Volatile) ±38.2019

June Spread (Stable) ±8.9460

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 17.0596 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -17.0596

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 1245.9763) against the same month in 2013 (average: 1219.2000), the exchange rate shifted by +26.7763 (+2.20%).

2014 Avg (July) 1245.9763

2013 Avg (July) 1219.2000

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1225.8451	1210.7718	1217.4741
February	1230.0198	1214.6556	1224.5653
March	1234.0118	1218.2207	1224.8736
April	1242.7731	1226.5774	1234.4742
May	1242.4839	1230.6306	1236.0202
June	1241.6955	1232.7495	1236.0800
July	1253.9195	1235.1863	1245.9763
August	1249.1964	1234.4414	1241.1185
September	1242.5313	1214.8322	1225.8959
October	1235.6744	1197.4725	1222.7778
November	1215.6873	1198.2221	1205.7182
December	1199.5432	1174.3619	1188.8403