2014 SGD to CDF Historical Review

YEARLY HIGH

746.2454 CDF

YEARLY LOW

696.5861 CDF

YEARLY AVERAGE

728.9790 CDF

2014 SGD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 746.2454. Conversely, the yearly low was recorded on December 31, dropping to 696.5861.

This high-to-low spread represents a total annual volatility of 49.6594 CDF. From a start-to-finish perspective, comparing the January average rate of 726.5209 to the December average rate of 703.4725, the exchange rate registered a net change of -3.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 746.2454 was down 1.18% compared to the 2013 peak of 755.1945, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 3,731,227 CDF

2013 Average 3,687,059 CDF

Yearly Trough Low 3,482,930 CDF

Transaction Impact: A difference of 248,296.91 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

746.2199

699.5864

JanuMarcMayJulySeptNove

SGD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 732.0728, compared to 725.8852 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.1876 points.

H1 Avg (Jan–Jun) 732.0728

H2 Avg (Jul–Dec) 725.8852

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 14.2228 CDF (High: 739.5928 / Low: 725.3699). On the other end, July was the most stable month, with a tight range of 6.5038 CDF (High: 746.2454 / Low: 739.7416).

September Spread (Volatile) ±14.2228

July Spread (Stable) ±6.5038

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 10.7881 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -10.7881

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 742.3338) against the same month in 2013 (average: 726.9330), the exchange rate shifted by +15.4008 (+2.12%).

2014 Avg (July) 742.3338

2013 Avg (July) 726.9330

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	732.6708	720.7138	726.5209
February	732.6111	723.4359	728.2313
March	733.5030	723.0178	727.9955
April	740.3399	730.3966	735.3462
May	740.9793	733.0212	736.6798
June	742.7583	733.1590	737.6629
July	746.2454	739.7416	742.3338
August	742.4237	735.6089	739.2684
September	739.5928	725.3699	731.0227
October	727.7831	720.8698	724.9531
November	720.4351	708.9136	714.2606
December	708.9565	696.5861	703.4725