YEARLY HIGH
2285.1932 CDF
YEARLY LOW
1636.8834 CDF
YEARLY AVERAGE
2085.9686 CDF

2025 SGD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 4, valuing the pair at 2285.1932. Conversely, the yearly low was recorded on November 15, dropping to 1636.8834.

This high-to-low spread represents a total annual volatility of 648.3099 CDF. From a start-to-finish perspective, comparing the January average rate of 2094.9347 to the December average rate of 1748.8486, the exchange rate registered a net change of -16.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2285.1932 was up 2.09% compared to the 2024 peak of 2238.4561, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 11,425,966 CDF
2024 Average 10,536,045 CDF
Yearly Trough Low 8,184,417 CDF
Transaction Impact: A difference of 3,241,549.29 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2318.4726
1647.9408
JanuMarcMayJulySeptNove

SGD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2174.7763, compared to 1997.1609 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 177.6154 points.

H1 Avg (Jan–Jun) 2174.7763
H2 Avg (Jul–Dec) 1997.1609

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 378.3971 CDF (High: 2038.4233 / Low: 1660.0263). On the other end, August was the most stable month, with a tight range of 37.8931 CDF (High: 2268.0589 / Low: 2230.1659).

October Spread (Volatile) ±378.3971
August Spread (Stable) ±37.8931

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 401.3672 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -401.3672

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 2262.5950) against the same month in 2024 (average: 2113.2264), the exchange rate shifted by +149.3686 (+7.07%).

2025 Avg (July) 2262.5950
2024 Avg (July) 2113.2264

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2121.7182 2074.8027 2094.9347
February 2149.6517 2081.5171 2126.9100
March 2160.6794 2112.3560 2144.6562
April 2215.3409 2150.0261 2189.7598
May 2258.9660 2206.9371 2238.3219
June 2278.8271 2235.1554 2254.0751
July 2285.1932 2234.0192 2262.5950
August 2268.0589 2230.1659 2251.8850
September 2260.6558 2038.9240 2208.5928
October 2038.4233 1660.0263 1807.2256
November 1759.2596 1636.8834 1703.8185
December 1775.2526 1685.8476 1748.8486