2026 SGD to CDF Historical Review

YEARLY HIGH

1834.5693 CDF

YEARLY LOW

1674.1077 CDF

YEARLY AVERAGE

1784.3007 CDF

2026 SGD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 1834.5693. Conversely, the yearly low was recorded on January 21, dropping to 1674.1077.

This high-to-low spread represents a total annual volatility of 160.4616 CDF. From a start-to-finish perspective, comparing the January average rate of 1764.8808 to the December average rate of 1778.9703, the exchange rate registered a net change of 0.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1834.5693 was down 19.72% compared to the 2025 peak of 2285.1932, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 9,172,846 CDF

2025 Average 10,427,991 CDF

Yearly Trough Low 8,370,538 CDF

Transaction Impact: A difference of 802,307.91 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1818.5973

1759.9975

JanuMarcMayJuly

SGD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1785.1891, compared to 1778.9703 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.2188 points.

H1 Avg (Jan–Jun) 1785.1891

H2 Avg (Jul–Dec) 1778.9703

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 151.8979 CDF (High: 1826.0056 / Low: 1674.1077). On the other end, May was the most stable month, with a tight range of 44.0450 CDF (High: 1820.8932 / Low: 1776.8482).

January Spread (Volatile) ±151.8979

May Spread (Stable) ±44.0450

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 23.6750 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -23.6750

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 1813.7139) against the same month in 2025 (average: 2189.7598), the exchange rate shifted by -376.0459 (-17.17%).

2026 Avg (April) 1813.7139

2025 Avg (April) 2189.7598

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1826.0056	1674.1077	1764.8808
February	1824.6947	1677.2511	1779.3410
March	1812.9915	1702.8213	1775.1715
April	1834.5693	1789.8136	1813.7139
May	1820.8932	1776.8482	1790.0389
June	1809.9546	1752.0414	1787.9886
July	1794.7089	1746.5790	1778.9703