YEARLY HIGH
2105.1539 CDF
YEARLY LOW
1514.8148 CDF
YEARLY AVERAGE
1738.3338 CDF

2023 SGD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the SGD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 2105.1539. Conversely, the yearly low was recorded on February 24, dropping to 1514.8148.

This high-to-low spread represents a total annual volatility of 590.3390 CDF. From a start-to-finish perspective, comparing the January average rate of 1546.7288 to the December average rate of 2044.9949, the exchange rate registered a net change of 32.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 2105.1539 was up 38.51% compared to the 2022 peak of 1519.9009, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 10,525,769 CDF
2022 Average 7,326,841 CDF
Yearly Trough Low 7,574,074 CDF
Transaction Impact: A difference of 2,951,695.18 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

2095.2647
1492.0276
JanuMarcMayJulySeptNove

SGD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1597.4293, compared to 1879.2383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 281.8090 points.

H1 Avg (Jan–Jun) 1597.4293
H2 Avg (Jul–Dec) 1879.2383

Volatility Range Comparison

Volatility

The most volatile month in 2023 was November, with a trading range of 221.2734 CDF (High: 2036.4709 / Low: 1815.1975). On the other end, September was the most stable month, with a tight range of 32.9767 CDF (High: 1834.9866 / Low: 1802.0099).

November Spread (Volatile) ±221.2734
September Spread (Stable) ±32.9767

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 16.7682 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -16.7682

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2023: 2044.9949) against the same month in 2022 (average: 1512.8203), the exchange rate shifted by +532.1746 (+35.18%).

2023 Avg (December) 2044.9949
2022 Avg (December) 1512.8203

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1577.2542 1516.7614 1546.7288
February 1573.2614 1514.8148 1547.2342
March 1568.1814 1519.9590 1542.2974
April 1636.4425 1533.2185 1562.5009
May 1729.3888 1527.4976 1632.7404
June 1782.2807 1722.9408 1753.0741
July 1923.3670 1781.6575 1849.6615
August 1858.7763 1803.2606 1832.8933
September 1834.9866 1802.0099 1821.7783
October 1897.8625 1803.6710 1839.6134
November 2036.4709 1815.1975 1886.4884
December 2105.1539 1989.8392 2044.9949