2020 SGD to CDF Historical Review

YEARLY HIGH

1491.0921 CDF

YEARLY LOW

1114.3913 CDF

YEARLY AVERAGE

1342.7450 CDF

2020 SGD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1491.0921. Conversely, the yearly low was recorded on December 6, dropping to 1114.3913.

This high-to-low spread represents a total annual volatility of 376.7009 CDF. From a start-to-finish perspective, comparing the January average rate of 1248.5247 to the December average rate of 1467.4579, the exchange rate registered a net change of 17.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1491.0921 was up 19.20% compared to the 2019 peak of 1250.8709, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 7,455,461 CDF

2019 Average 6,058,645 CDF

Yearly Trough Low 5,571,956 CDF

Transaction Impact: A difference of 1,883,504.32 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1493.8457

1177.1930

JanuMarcMayJulySeptNove

SGD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1246.4505, compared to 1439.0395 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 192.5890 points.

H1 Avg (Jan–Jun) 1246.4505

H2 Avg (Jul–Dec) 1439.0395

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 376.7009 CDF (High: 1491.0921 / Low: 1114.3913). On the other end, September was the most stable month, with a tight range of 18.9559 CDF (High: 1447.0436 / Low: 1428.0877).

December Spread (Volatile) ±376.7009

September Spread (Stable) ±18.9559

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 31.6447 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -31.6447

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1467.4579) against the same month in 2019 (average: 1237.1965), the exchange rate shifted by +230.2615 (+18.61%).

2020 Avg (December) 1467.4579

2019 Avg (December) 1237.1965

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1255.6563	1234.7285	1248.5247
February	1235.0922	1209.3871	1216.8800
March	1234.5467	1173.7833	1203.5807
April	1225.0080	1187.6650	1207.0153
May	1291.6490	1219.8688	1259.3269
June	1380.6109	1296.7166	1343.3755
July	1434.3437	1369.8385	1402.2541
August	1448.8636	1421.0751	1433.9574
September	1447.0436	1428.0877	1436.4420
October	1450.1852	1333.4889	1434.1260
November	1472.8740	1434.9727	1459.9998
December	1491.0921	1114.3913	1467.4579