2015 SGD to CDF Historical Review

YEARLY HIGH

700.9741 CDF

YEARLY LOW

647.4331 CDF

YEARLY AVERAGE

674.1611 CDF

2015 SGD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 17, valuing the pair at 700.9741. Conversely, the yearly low was recorded on October 3, dropping to 647.4331.

This high-to-low spread represents a total annual volatility of 53.5410 CDF. From a start-to-finish perspective, comparing the January average rate of 692.7526 to the December average rate of 658.2730, the exchange rate registered a net change of -4.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 700.9741 was down 6.07% compared to the 2014 peak of 746.2454, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 3,504,871 CDF

2014 Average 3,644,893 CDF

Yearly Trough Low 3,237,166 CDF

Transaction Impact: A difference of 267,705.13 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

697.0369

651.4325

JanuMarcMayJulySeptNove

SGD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 685.9745, compared to 662.3476 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 23.6269 points.

H1 Avg (Jan–Jun) 685.9745

H2 Avg (Jul–Dec) 662.3476

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 24.2066 CDF (High: 700.8057 / Low: 676.5991). On the other end, December was the most stable month, with a tight range of 13.3122 CDF (High: 663.9864 / Low: 650.6742).

April Spread (Volatile) ±24.2066

December Spread (Stable) ±13.3122

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 18.1352 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -18.1352

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2015: 693.2365) against the same month in 2014 (average: 736.6798), the exchange rate shifted by -43.4433 (-5.90%).

2015 Avg (May) 693.2365

2014 Avg (May) 736.6798

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	697.8585	683.5645	692.7526
February	689.8353	674.9670	683.1661
March	680.0207	664.7067	672.3580
April	700.8057	676.5991	686.7853
May	700.9741	683.8532	693.2365
June	695.7268	680.5116	687.5486
July	689.2741	671.7196	680.6935
August	672.7708	655.0610	662.5583
September	663.5793	649.0869	655.2329
October	671.6320	647.4331	661.7966
November	663.3942	649.3014	655.5313
December	663.9864	650.6742	658.2730