2012 SGD to GMD Historical Review

YEARLY HIGH

27.9942 GMD

YEARLY LOW

22.0655 GMD

YEARLY AVERAGE

24.9075 GMD

2012 SGD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 27.9942. Conversely, the yearly low was recorded on January 1, dropping to 22.0655.

This high-to-low spread represents a total annual volatility of 5.9287 GMD. From a start-to-finish perspective, comparing the January average rate of 23.1765 to the December average rate of 25.4301, the exchange rate registered a net change of 9.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 27.9942 was up 16.84% compared to the 2011 peak of 23.9597, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 139,971 GMD

2011 Average 112,116 GMD

Yearly Trough Low 110,327 GMD

Transaction Impact: A difference of 29,643.66 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

27.7842

22.7576

JanuMarcMayJulySeptNove

SGD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.9190, compared to 25.8959 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.9769 points.

H1 Avg (Jan–Jun) 23.9190

H2 Avg (Jul–Dec) 25.8959

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 3.5208 GMD (High: 27.8795 / Low: 24.3588). On the other end, September was the most stable month, with a tight range of 0.6243 GMD (High: 27.0144 / Low: 26.3901).

November Spread (Volatile) ±3.5208

September Spread (Stable) ±0.6243

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.0750 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -2.0750

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 27.3653) against the same month in 2011 (average: 22.7538), the exchange rate shifted by +4.6115 (+20.27%).

2012 Avg (October) 27.3653

2011 Avg (October) 22.7538

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	24.0805	22.0655	23.1765
February	24.6870	23.5617	24.2023
March	24.5813	23.5703	24.2430
April	24.2684	22.9888	23.6599
May	24.4395	23.5715	24.0604
June	24.9044	23.3999	24.1721
July	25.5611	24.3370	24.9470
August	26.8438	25.0942	25.5060
September	27.0144	26.3901	26.8367
October	27.9942	26.7065	27.3653
November	27.8795	24.3588	25.2903
December	26.6443	24.4174	25.4301