2013 SGD to GMD Historical Review

YEARLY HIGH

30.5104 GMD

YEARLY LOW

25.4858 GMD

YEARLY AVERAGE

27.0654 GMD

2013 SGD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SGD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 30.5104. Conversely, the yearly low was recorded on September 8, dropping to 25.4858.

This high-to-low spread represents a total annual volatility of 5.0247 GMD. From a start-to-finish perspective, comparing the January average rate of 27.2181 to the December average rate of 30.1182, the exchange rate registered a net change of 10.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 30.5104 was up 8.99% compared to the 2012 peak of 27.9942, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 152,552 GMD

2012 Average 124,552 GMD

Yearly Trough Low 127,429 GMD

Transaction Impact: A difference of 25,123.34 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

30.5472

25.3988

JanuMarcMayJulySeptNove

SGD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.1745, compared to 26.9563 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2182 points.

H1 Avg (Jan–Jun) 27.1745

H2 Avg (Jul–Dec) 26.9563

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 4.3024 GMD (High: 30.4458 / Low: 26.1433). On the other end, October was the most stable month, with a tight range of 0.4252 GMD (High: 26.5140 / Low: 26.0888).

November Spread (Volatile) ±4.3024

October Spread (Stable) ±0.4252

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 2.6753 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.6753

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 30.1182) against the same month in 2012 (average: 25.4301), the exchange rate shifted by +4.6880 (+18.43%).

2013 Avg (December) 30.1182

2012 Avg (December) 25.4301

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.8418	26.4039	27.2181
February	27.4677	26.5347	26.9408
March	27.0825	26.5090	26.7141
April	27.0317	26.5416	26.7455
May	27.9086	26.1618	26.7881
June	29.2897	26.7718	28.6406
July	28.2685	25.4876	25.9653
August	27.5170	25.5315	25.8495
September	26.2521	25.4858	25.8279
October	26.5140	26.0888	26.2887
November	30.4458	26.1433	27.6883
December	30.5104	29.7188	30.1182