YEARLY HIGH
58.0154 GMD
YEARLY LOW
51.6557 GMD
YEARLY AVERAGE
55.2457 GMD

2025 SGD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 58.0154. Conversely, the yearly low was recorded on January 7, dropping to 51.6557.

This high-to-low spread represents a total annual volatility of 6.3597 GMD. From a start-to-finish perspective, comparing the January average rate of 52.8419 to the December average rate of 56.9220, the exchange rate registered a net change of 7.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 58.0154 was up 6.28% compared to the 2024 peak of 54.5877, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 290,077 GMD
2024 Average 257,531 GMD
Yearly Trough Low 258,279 GMD
Transaction Impact: A difference of 31,798.56 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

57.3300
52.4339
JanuMarcMayJulySeptNove

SGD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 54.2340, compared to 56.2574 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.0234 points.

H1 Avg (Jan–Jun) 54.2340
H2 Avg (Jul–Dec) 56.2574

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 2.6666 GMD (High: 57.7267 / Low: 55.0601). On the other end, November was the most stable month, with a tight range of 0.8029 GMD (High: 56.4926 / Low: 55.6896).

September Spread (Volatile) ±2.6666
November Spread (Stable) ±0.8029

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4590 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.4590

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 56.9220) against the same month in 2024 (average: 53.1525), the exchange rate shifted by +3.7695 (+7.09%).

2025 Avg (December) 56.9220
2024 Avg (December) 53.1525

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 53.9514 51.6557 52.8419
February 53.9930 52.5398 53.3325
March 54.2596 52.6542 53.5958
April 55.0533 53.3473 54.3198
May 56.4141 54.1608 55.7240
June 56.4372 54.4211 55.5898
July 56.4086 55.5605 55.9390
August 56.6508 55.2916 56.1764
September 57.7267 55.0601 56.4144
October 57.4641 55.0318 55.9554
November 56.4926 55.6896 56.1370
December 58.0154 55.9407 56.9220