2016 SGD to GMD Historical Review

YEARLY HIGH

31.9942 GMD

YEARLY LOW

27.3745 GMD

YEARLY AVERAGE

30.4284 GMD

2016 SGD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SGD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 23, valuing the pair at 31.9942. Conversely, the yearly low was recorded on January 10, dropping to 27.3745.

This high-to-low spread represents a total annual volatility of 4.6197 GMD. From a start-to-finish perspective, comparing the January average rate of 27.5911 to the December average rate of 29.8022, the exchange rate registered a net change of 8.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 31.9942 was down 1.93% compared to the 2015 peak of 32.6251, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 159,971 GMD

2015 Average 150,031 GMD

Yearly Trough Low 136,872 GMD

Transaction Impact: A difference of 23,098.40 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

32.0496

27.1857

JanuMarcMayJulySeptNove

SGD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.9360, compared to 30.9208 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9848 points.

H1 Avg (Jan–Jun) 29.9360

H2 Avg (Jul–Dec) 30.9208

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 3.7262 GMD (High: 31.6892 / Low: 27.9630). On the other end, July was the most stable month, with a tight range of 0.3740 GMD (High: 31.7799 / Low: 31.4059).

March Spread (Volatile) ±3.7262

July Spread (Stable) ±0.3740

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.5913 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5913

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2016: 31.5245) against the same month in 2015 (average: 31.6499), the exchange rate shifted by -0.1253 (-0.40%).

2016 Avg (June) 31.5245

2015 Avg (June) 31.6499

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.9721	27.3745	27.5911
February	28.3500	27.6488	28.0952
March	31.6892	27.9630	29.6131
April	31.7500	31.3709	31.5879
May	31.8887	30.8999	31.2040
June	31.9942	30.9705	31.5245
July	31.7799	31.4059	31.6283
August	31.9489	31.2415	31.6443
September	31.6696	31.0857	31.3408
October	31.2635	30.5881	30.8502
November	30.8992	29.7077	30.2589
December	30.4505	29.4367	29.8022