2015 SGD to GMD Historical Review

YEARLY HIGH

32.6251 GMD

YEARLY LOW

27.2465 GMD

YEARLY AVERAGE

30.0185 GMD

2015 SGD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 17, valuing the pair at 32.6251. Conversely, the yearly low was recorded on October 4, dropping to 27.2465.

This high-to-low spread represents a total annual volatility of 5.3786 GMD. From a start-to-finish perspective, comparing the January average rate of 32.1307 to the December average rate of 28.0800, the exchange rate registered a net change of -12.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 32.6251 was down 3.72% compared to the 2014 peak of 33.8864, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 163,126 GMD

2014 Average 157,472 GMD

Yearly Trough Low 136,233 GMD

Transaction Impact: A difference of 26,893.06 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

32.7066

27.3346

JanuMarcMayJulySeptNove

SGD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.8329, compared to 28.2041 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.6288 points.

H1 Avg (Jan–Jun) 31.8329

H2 Avg (Jul–Dec) 28.2041

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 2.7802 GMD (High: 32.1400 / Low: 29.3598). On the other end, July was the most stable month, with a tight range of 0.6222 GMD (High: 29.4196 / Low: 28.7974).

June Spread (Volatile) ±2.7802

July Spread (Stable) ±0.6222

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 2.5110 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.5110

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2015: 32.2589) against the same month in 2014 (average: 31.6901), the exchange rate shifted by +0.5688 (+1.79%).

2015 Avg (May) 32.2589

2014 Avg (May) 31.6901

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.5646	31.5053	32.1307
February	32.4473	31.6442	31.8134
March	31.6201	30.9383	31.2496
April	32.5959	31.4347	31.8949
May	32.6251	31.8574	32.2589
June	32.1400	29.3598	31.6499
July	29.4196	28.7974	29.1389
August	28.9315	27.9215	28.4455
September	28.6759	27.2905	27.8293
October	28.6343	27.2465	27.9484
November	28.1971	27.3856	27.7823
December	28.4532	27.7954	28.0800