2019 SGD to GMD Historical Review

YEARLY HIGH

38.0473 GMD

YEARLY LOW

35.9559 GMD

YEARLY AVERAGE

36.7257 GMD

2019 SGD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SGD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 38.0473. Conversely, the yearly low was recorded on May 22, dropping to 35.9559.

This high-to-low spread represents a total annual volatility of 2.0914 GMD. From a start-to-finish perspective, comparing the January average rate of 36.5008 to the December average rate of 37.8414, the exchange rate registered a net change of 3.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 38.0473 was up 2.14% compared to the 2018 peak of 37.2514, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 190,237 GMD

2018 Average 178,238 GMD

Yearly Trough Low 179,780 GMD

Transaction Impact: A difference of 10,457.23 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

38.0048

36.0446

JanuMarcMayJulySeptNove

SGD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.4849, compared to 36.9665 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4816 points.

H1 Avg (Jan–Jun) 36.4849

H2 Avg (Jul–Dec) 36.9665

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 1.2024 GMD (High: 37.6574 / Low: 36.4550). On the other end, April was the most stable month, with a tight range of 0.2921 GMD (High: 36.6925 / Low: 36.4004).

October Spread (Volatile) ±1.2024

April Spread (Stable) ±0.2921

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4109 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 37.8414) against the same month in 2018 (average: 36.0799), the exchange rate shifted by +1.7616 (+4.88%).

2019 Avg (December) 37.8414

2018 Avg (December) 36.0799

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.7729	36.1190	36.5008
February	36.7804	36.4198	36.5986
March	36.8774	36.4115	36.6434
April	36.6925	36.4004	36.5616
May	36.5223	35.9559	36.2104
June	36.7631	36.0494	36.3948
July	36.7914	36.3438	36.6188
August	36.3892	36.0216	36.2079
September	36.7521	36.2606	36.5094
October	37.6574	36.4550	37.0290
November	37.7712	37.2705	37.5925
December	38.0473	37.4315	37.8414