2014 SGD to GMD Historical Review

YEARLY HIGH

33.8864 GMD

YEARLY LOW

29.7987 GMD

YEARLY AVERAGE

31.4871 GMD

2014 SGD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 33.8864. Conversely, the yearly low was recorded on January 22, dropping to 29.7987.

This high-to-low spread represents a total annual volatility of 4.0876 GMD. From a start-to-finish perspective, comparing the January average rate of 29.9382 to the December average rate of 32.7534, the exchange rate registered a net change of 9.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 33.8864 was up 11.06% compared to the 2013 peak of 30.5104, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 169,432 GMD

2013 Average 135,323 GMD

Yearly Trough Low 148,994 GMD

Transaction Impact: A difference of 20,438.24 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

33.6186

29.6036

JanuMarcMayJulySeptNove

SGD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.7610, compared to 32.2132 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4523 points.

H1 Avg (Jan–Jun) 30.7610

H2 Avg (Jul–Dec) 32.2132

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 2.9571 GMD (High: 33.8864 / Low: 30.9292). On the other end, May was the most stable month, with a tight range of 0.2751 GMD (High: 31.8431 / Low: 31.5679).

October Spread (Volatile) ±2.9571

May Spread (Stable) ±0.2751

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.5306 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.5306

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 32.1539) against the same month in 2013 (average: 26.2887), the exchange rate shifted by +5.8652 (+22.31%).

2014 Avg (October) 32.1539

2013 Avg (October) 26.2887

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	30.1368	29.7987	29.9382
February	30.3186	29.8533	30.1214
March	30.4214	29.8720	30.0911
April	31.7472	30.1939	30.9949
May	31.8431	31.5679	31.6901
June	31.9751	31.5188	31.7302
July	32.0601	31.5765	31.8777
August	31.9717	31.6958	31.8197
September	31.9045	31.0372	31.3909
October	33.8864	30.9292	32.1539
November	33.6247	33.0358	33.2840
December	33.0361	32.3950	32.7534