2013 SGD to NZD Historical Review

YEARLY HIGH

1.0192 NZD

YEARLY LOW

0.9363 NZD

YEARLY AVERAGE

0.9750 NZD

2013 SGD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SGD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 29, valuing the pair at 1.0192. Conversely, the yearly low was recorded on April 11, dropping to 0.9363.

This high-to-low spread represents a total annual volatility of 0.0829 NZD. From a start-to-finish perspective, comparing the January average rate of 0.9731 to the December average rate of 0.9658, the exchange rate registered a net change of -0.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.0192 was down 2.31% compared to the 2012 peak of 1.0433, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,096 NZD

2012 Average 4,943 NZD

Yearly Trough Low 4,681 NZD

Transaction Impact: A difference of 414.38 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.0103

0.9477

JanuMarcMayJulySeptNove

SGD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9722, compared to 0.9778 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0056 points.

H1 Avg (Jan–Jun) 0.9722

H2 Avg (Jul–Dec) 0.9778

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0574 NZD (High: 1.0122 / Low: 0.9548). On the other end, December was the most stable month, with a tight range of 0.0145 NZD (High: 0.9760 / Low: 0.9615).

September Spread (Volatile) ±0.0574

December Spread (Stable) ±0.0145

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0213 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0213

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 1.0051) against the same month in 2012 (average: 1.0037), the exchange rate shifted by +0.0014 (+0.14%).

2013 Avg (June) 1.0051

2012 Avg (June) 1.0037

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9899	0.9636	0.9731
February	0.9791	0.9495	0.9622
March	0.9801	0.9582	0.9683
April	0.9630	0.9363	0.9529
May	0.9926	0.9491	0.9715
June	1.0192	0.9872	1.0051
July	1.0179	0.9782	1.0001
August	1.0151	0.9698	0.9935
September	1.0122	0.9548	0.9722
October	0.9786	0.9492	0.9640
November	0.9814	0.9600	0.9710
December	0.9760	0.9615	0.9658