2019 SGD to NZD Historical Review

YEARLY HIGH

1.1626 NZD

YEARLY LOW

1.0707 NZD

YEARLY AVERAGE

1.1128 NZD

2019 SGD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SGD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 8, valuing the pair at 1.1626. Conversely, the yearly low was recorded on March 26, dropping to 1.0707.

This high-to-low spread represents a total annual volatility of 0.0919 NZD. From a start-to-finish perspective, comparing the January average rate of 1.0875 to the December average rate of 1.1169, the exchange rate registered a net change of 2.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.1626 was up 3.53% compared to the 2018 peak of 1.1230, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,813 NZD

2018 Average 5,360 NZD

Yearly Trough Low 5,354 NZD

Transaction Impact: A difference of 459.49 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.1580

1.0735

JanuMarcMayJulySeptNove

SGD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0952, compared to 1.1303 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0351 points.

H1 Avg (Jan–Jun) 1.0952

H2 Avg (Jul–Dec) 1.1303

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0408 NZD (High: 1.1417 / Low: 1.1009). On the other end, May was the most stable month, with a tight range of 0.0102 NZD (High: 1.1164 / Low: 1.1062).

August Spread (Volatile) ±0.0408

May Spread (Stable) ±0.0102

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0313 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0313

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2019: 1.1482) against the same month in 2018 (average: 1.0735), the exchange rate shifted by +0.0748 (+6.97%).

2019 Avg (November) 1.1482

2018 Avg (November) 1.0735

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1026	1.0745	1.0875
February	1.0941	1.0727	1.0810
March	1.0886	1.0707	1.0806
April	1.1130	1.0867	1.0986
May	1.1164	1.1062	1.1116
June	1.1236	1.0997	1.1120
July	1.1122	1.0868	1.1001
August	1.1417	1.1009	1.1223
September	1.1607	1.1264	1.1435
October	1.1604	1.1432	1.1510
November	1.1626	1.1383	1.1482
December	1.1371	1.1015	1.1169