2016 SGD to NZD Historical Review

YEARLY HIGH

1.0966 NZD

YEARLY LOW

0.9740 NZD

YEARLY AVERAGE

1.0402 NZD

2016 SGD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SGD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 1.0966. Conversely, the yearly low was recorded on December 13, dropping to 0.9740.

This high-to-low spread represents a total annual volatility of 0.1225 NZD. From a start-to-finish perspective, comparing the January average rate of 1.0674 to the December average rate of 0.9910, the exchange rate registered a net change of -7.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.0966 was down 2.55% compared to the 2015 peak of 1.1252, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,483 NZD

2015 Average 5,214 NZD

Yearly Trough Low 4,870 NZD

Transaction Impact: A difference of 612.63 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.0894

0.9820

JanuMarcMayJulySeptNove

SGD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0697, compared to 1.0108 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0589 points.

H1 Avg (Jan–Jun) 1.0697

H2 Avg (Jul–Dec) 1.0108

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0569 NZD (High: 1.0868 / Low: 1.0299). On the other end, September was the most stable month, with a tight range of 0.0218 NZD (High: 1.0171 / Low: 0.9953).

January Spread (Volatile) ±0.0569

September Spread (Stable) ±0.0218

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0256 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0256

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2016: 1.0804) against the same month in 2015 (average: 0.9724), the exchange rate shifted by +0.1080 (+11.11%).

2016 Avg (March) 1.0804

2015 Avg (March) 0.9724

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0868	1.0299	1.0674
February	1.0831	1.0600	1.0727
March	1.0966	1.0640	1.0804
April	1.0906	1.0585	1.0749
May	1.0830	1.0606	1.0741
June	1.0677	1.0319	1.0485
July	1.0581	1.0169	1.0379
August	1.0423	1.0096	1.0268
September	1.0171	0.9953	1.0070
October	1.0270	0.9970	1.0098
November	1.0018	0.9778	0.9921
December	1.0048	0.9740	0.9910