2018 SGD to NZD Historical Review

YEARLY HIGH

1.1230 NZD

YEARLY LOW

1.0314 NZD

YEARLY AVERAGE

1.0717 NZD

2018 SGD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SGD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 7, valuing the pair at 1.1230. Conversely, the yearly low was recorded on February 16, dropping to 1.0314.

This high-to-low spread represents a total annual volatility of 0.0915 NZD. From a start-to-finish perspective, comparing the January average rate of 1.0431 to the December average rate of 1.0720, the exchange rate registered a net change of 2.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.1230 was up 3.46% compared to the 2017 peak of 1.0854, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,615 NZD

2017 Average 5,099 NZD

Yearly Trough Low 5,157 NZD

Transaction Impact: A difference of 457.70 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.1183

1.0299

JanuMarcMayJulySeptNove

SGD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0537, compared to 1.0898 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0361 points.

H1 Avg (Jan–Jun) 1.0537

H2 Avg (Jul–Dec) 1.0898

Volatility Range Comparison

Volatility

The most volatile month in 2018 was April, with a trading range of 0.0383 NZD (High: 1.0718 / Low: 1.0335). On the other end, July was the most stable month, with a tight range of 0.0123 NZD (High: 1.0886 / Low: 1.0763).

April Spread (Volatile) ±0.0383

July Spread (Stable) ±0.0123

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0375 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0375

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 1.1110) against the same month in 2017 (average: 1.0441), the exchange rate shifted by +0.0669 (+6.41%).

2018 Avg (October) 1.1110

2017 Avg (October) 1.0441

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0604	1.0317	1.0431
February	1.0470	1.0314	1.0373
March	1.0563	1.0398	1.0484
April	1.0718	1.0335	1.0499
May	1.0829	1.0662	1.0741
June	1.0844	1.0639	1.0692
July	1.0886	1.0763	1.0807
August	1.1068	1.0806	1.0963
September	1.1151	1.0962	1.1053
October	1.1230	1.1009	1.1110
November	1.0945	1.0589	1.0735
December	1.0916	1.0555	1.0720