2015 SGD to NZD Historical Review

YEARLY HIGH

1.1252 NZD

YEARLY LOW

0.9529 NZD

YEARLY AVERAGE

1.0426 NZD

2015 SGD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 1.1252. Conversely, the yearly low was recorded on March 23, dropping to 0.9529.

This high-to-low spread represents a total annual volatility of 0.1723 NZD. From a start-to-finish perspective, comparing the January average rate of 0.9803 to the December average rate of 1.0516, the exchange rate registered a net change of 7.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.1252 was up 11.41% compared to the 2014 peak of 1.0100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,626 NZD

2014 Average 4,759 NZD

Yearly Trough Low 4,765 NZD

Transaction Impact: A difference of 861.55 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.1290

0.9582

JanuMarcMayJulySeptNove

SGD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0002, compared to 1.0850 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0848 points.

H1 Avg (Jan–Jun) 1.0002

H2 Avg (Jul–Dec) 1.0850

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0618 NZD (High: 1.0178 / Low: 0.9560). On the other end, September was the most stable month, with a tight range of 0.0269 NZD (High: 1.1252 / Low: 1.0983).

January Spread (Volatile) ±0.0618

September Spread (Stable) ±0.0269

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0477 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0477

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 1.1148) against the same month in 2014 (average: 0.9732), the exchange rate shifted by +0.1416 (+14.55%).

2015 Avg (September) 1.1148

2014 Avg (September) 0.9732

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0178	0.9560	0.9803
February	1.0184	0.9709	0.9902
March	0.9895	0.9529	0.9724
April	0.9938	0.9657	0.9765
May	1.0461	0.9960	1.0160
June	1.0943	1.0330	1.0660
July	1.1235	1.0903	1.1066
August	1.1153	1.0634	1.0922
September	1.1252	1.0983	1.1148
October	1.0926	1.0526	1.0671
November	1.0872	1.0542	1.0777
December	1.0717	1.0317	1.0516