YEARLY HIGH
1.2606 NZD
YEARLY LOW
1.0558 NZD
YEARLY AVERAGE
1.1435 NZD

2022 SGD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SGD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 1.2606. Conversely, the yearly low was recorded on March 23, dropping to 1.0558.

This high-to-low spread represents a total annual volatility of 0.2047 NZD. From a start-to-finish perspective, comparing the January average rate of 1.0986 to the December average rate of 1.1639, the exchange rate registered a net change of 5.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.2606 was up 15.68% compared to the 2021 peak of 1.0897, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,303 NZD
2021 Average 5,263 NZD
Yearly Trough Low 5,279 NZD
Transaction Impact: A difference of 1,023.56 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.2514
1.0543
JanuMarcMayJulySeptNove

SGD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1054, compared to 1.1816 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0762 points.

H1 Avg (Jan–Jun) 1.1054
H2 Avg (Jul–Dec) 1.1816

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0784 NZD (High: 1.2442 / Low: 1.1658). On the other end, July was the most stable month, with a tight range of 0.0122 NZD (High: 1.1642 / Low: 1.1520).

September Spread (Volatile) ±0.0784
July Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0471 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0471

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 1.2349) against the same month in 2021 (average: 1.0490), the exchange rate shifted by +0.1860 (+17.73%).

2022 Avg (October) 1.2349
2021 Avg (October) 1.0490

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1278 1.0827 1.0986
February 1.1232 1.0899 1.1120
March 1.0888 1.0558 1.0707
April 1.1200 1.0590 1.0849
May 1.1468 1.1111 1.1297
June 1.1557 1.1124 1.1366
July 1.1642 1.1520 1.1557
August 1.1716 1.1300 1.1548
September 1.2442 1.1658 1.1922
October 1.2606 1.2135 1.2349
November 1.2192 1.1615 1.1878
December 1.1834 1.1498 1.1639