2026 SGD to NZD Historical Review

YEARLY HIGH

1.3659 NZD

YEARLY LOW

1.3021 NZD

YEARLY AVERAGE

1.3302 NZD

2026 SGD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 1.3659. Conversely, the yearly low was recorded on January 29, dropping to 1.3021.

This high-to-low spread represents a total annual volatility of 0.0637 NZD. From a start-to-finish perspective, comparing the January average rate of 1.3377 to the December average rate of 1.3310, the exchange rate registered a net change of -0.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.3659 was down 0.16% compared to the 2025 peak of 1.3681, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,829 NZD

2025 Average 6,578 NZD

Yearly Trough Low 6,511 NZD

Transaction Impact: A difference of 318.69 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.3456

1.3111

JanuFebrMarcApriMayJune

SGD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3302, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3302 points.

H1 Avg (Jan–Jun) 1.3302

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0537 NZD (High: 1.3559 / Low: 1.3021). On the other end, February was the most stable month, with a tight range of 0.0218 NZD (High: 1.3250 / Low: 1.3033).

January Spread (Volatile) ±0.0537

February Spread (Stable) ±0.0218

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0242 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0242

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 1.3427) against the same month in 2025 (average: 1.2954), the exchange rate shifted by +0.0473 (+3.65%).

2026 Avg (April) 1.3427

2025 Avg (April) 1.2954

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3559	1.3021	1.3377
February	1.3250	1.3033	1.3140
March	1.3539	1.3212	1.3372
April	1.3659	1.3274	1.3427
May	1.3308	1.3082	1.3186
June	1.3399	1.3115	1.3310