2012 SGD to PLN Historical Review

YEARLY HIGH

2.7692 PLN

YEARLY LOW

2.4627 PLN

YEARLY AVERAGE

2.6048 PLN

2012 SGD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 2.7692. Conversely, the yearly low was recorded on February 28, dropping to 2.4627.

This high-to-low spread represents a total annual volatility of 0.3065 PLN. From a start-to-finish perspective, comparing the January average rate of 2.6494 to the December average rate of 2.5575, the exchange rate registered a net change of -3.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.7692 was up 3.18% compared to the 2011 peak of 2.6837, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 13,846 PLN

2011 Average 11,790 PLN

Yearly Trough Low 12,314 PLN

Transaction Impact: A difference of 1,532.49 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.7213

2.4656

JanuMarcMayJulySeptNove

SGD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5889, compared to 2.6207 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0318 points.

H1 Avg (Jan–Jun) 2.5889

H2 Avg (Jul–Dec) 2.6207

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.2054 PLN (High: 2.7519 / Low: 2.5465). On the other end, March was the most stable month, with a tight range of 0.0435 PLN (High: 2.5152 / Low: 2.4717).

May Spread (Volatile) ±0.2054

March Spread (Stable) ±0.0435

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1266 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1266

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 2.7000) against the same month in 2011 (average: 2.2994), the exchange rate shifted by +0.4006 (+17.42%).

2012 Avg (July) 2.7000

2011 Avg (July) 2.2994

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7266	2.5583	2.6494
February	2.5675	2.4627	2.5227
March	2.5152	2.4717	2.4869
April	2.5691	2.4747	2.5378
May	2.7519	2.5465	2.6538
June	2.7644	2.6314	2.6831
July	2.7692	2.6444	2.7000
August	2.6869	2.6054	2.6428
September	2.6759	2.5358	2.6054
October	2.6316	2.5442	2.5855
November	2.6894	2.5840	2.6331
December	2.6129	2.5156	2.5575