2014 SGD to PLN Historical Review

YEARLY HIGH

2.7141 PLN

YEARLY LOW

2.3793 PLN

YEARLY AVERAGE

2.4895 PLN

2014 SGD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 2.7141. Conversely, the yearly low was recorded on March 1, dropping to 2.3793.

This high-to-low spread represents a total annual volatility of 0.3349 PLN. From a start-to-finish perspective, comparing the January average rate of 2.4090 to the December average rate of 2.6125, the exchange rate registered a net change of 8.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.7141 was up 2.90% compared to the 2013 peak of 2.6375, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 13,571 PLN

2013 Average 12,627 PLN

Yearly Trough Low 11,896 PLN

Transaction Impact: A difference of 1,674.32 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.6341

2.3746

JanuMarcMayJulySeptNove

SGD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4159, compared to 2.5631 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1472 points.

H1 Avg (Jan–Jun) 2.4159

H2 Avg (Jul–Dec) 2.5631

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.1594 PLN (High: 2.7141 / Low: 2.5548). On the other end, April was the most stable month, with a tight range of 0.0231 PLN (High: 2.4235 / Low: 2.4004).

December Spread (Volatile) ±0.1594

April Spread (Stable) ±0.0231

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0173 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0173

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 2.6125) against the same month in 2013 (average: 2.4180), the exchange rate shifted by +0.1945 (+8.04%).

2014 Avg (December) 2.6125

2013 Avg (December) 2.4180

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4625	2.3887	2.4090
February	2.4698	2.3835	2.4136
March	2.4112	2.3793	2.3963
April	2.4235	2.4004	2.4145
May	2.4454	2.4113	2.4309
June	2.4553	2.3980	2.4309
July	2.4993	2.4343	2.4623
August	2.5665	2.4955	2.5226
September	2.5925	2.5517	2.5722
October	2.6233	2.5795	2.6021
November	2.6335	2.5724	2.6067
December	2.7141	2.5548	2.6125