2024 SGD to PLN Historical Review

YEARLY HIGH

3.4908 PLN

YEARLY LOW

2.9033 PLN

YEARLY AVERAGE

2.9795 PLN

2024 SGD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the SGD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 3.4908. Conversely, the yearly low was recorded on May 24, dropping to 2.9033.

This high-to-low spread represents a total annual volatility of 0.5875 PLN. From a start-to-finish perspective, comparing the January average rate of 3.0092 to the December average rate of 3.0176, the exchange rate registered a net change of 0.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 3.4908 was up 3.89% compared to the 2023 peak of 3.3601, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 17,454 PLN

2023 Average 15,630 PLN

Yearly Trough Low 14,516 PLN

Transaction Impact: A difference of 2,937.32 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

3.0631

2.9192

JanuMarcMayJulySeptNove

SGD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9669, compared to 2.9921 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0252 points.

H1 Avg (Jan–Jun) 2.9669

H2 Avg (Jul–Dec) 2.9921

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.5223 PLN (High: 3.4908 / Low: 2.9685). On the other end, March was the most stable month, with a tight range of 0.0331 PLN (High: 2.9688 / Low: 2.9357).

January Spread (Volatile) ±0.5223

March Spread (Stable) ±0.0331

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0379 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0379

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 3.0092) against the same month in 2023 (average: 3.2726), the exchange rate shifted by -0.2634 (-8.05%).

2024 Avg (January) 3.0092

2023 Avg (January) 3.2726

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.4908	2.9685	3.0092
February	3.0081	2.9554	2.9787
March	2.9688	2.9357	2.9544
April	3.0130	2.9105	2.9573
May	2.9826	2.9033	2.9326
June	3.0238	2.9105	2.9692
July	2.9660	2.9064	2.9312
August	2.9911	2.9247	2.9586
September	2.9929	2.9517	2.9715
October	3.0475	3.0042	3.0228
November	3.0924	3.0247	3.0511
December	3.0403	3.0000	3.0176