2015 SGD to PLN Historical Review

YEARLY HIGH

2.8636 PLN

YEARLY LOW

2.6042 PLN

YEARLY AVERAGE

2.7428 PLN

2015 SGD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 2.8636. Conversely, the yearly low was recorded on August 24, dropping to 2.6042.

This high-to-low spread represents a total annual volatility of 0.2594 PLN. From a start-to-finish perspective, comparing the January average rate of 2.7487 to the December average rate of 2.7979, the exchange rate registered a net change of 1.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.8636 was up 5.51% compared to the 2014 peak of 2.7141, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 14,318 PLN

2014 Average 12,450 PLN

Yearly Trough Low 13,021 PLN

Transaction Impact: A difference of 1,296.81 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.8180

2.6368

JanuMarcMayJulySeptNove

SGD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7479, compared to 2.7377 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0102 points.

H1 Avg (Jan–Jun) 2.7479

H2 Avg (Jul–Dec) 2.7377

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1697 PLN (High: 2.7739 / Low: 2.6042). On the other end, February was the most stable month, with a tight range of 0.0424 PLN (High: 2.7360 / Low: 2.6936).

August Spread (Volatile) ±0.1697

February Spread (Stable) ±0.0424

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0784 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0784

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 2.7979) against the same month in 2014 (average: 2.6125), the exchange rate shifted by +0.1854 (+7.10%).

2015 Avg (December) 2.7979

2014 Avg (December) 2.6125

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8113	2.6863	2.7487
February	2.7360	2.6936	2.7131
March	2.8407	2.7202	2.7680
April	2.7870	2.7272	2.7612
May	2.8191	2.6746	2.7403
June	2.7944	2.7270	2.7559
July	2.8310	2.7204	2.7750
August	2.7739	2.6042	2.6966
September	2.6732	2.6260	2.6519
October	2.7921	2.6456	2.7018
November	2.8610	2.7539	2.8029
December	2.8636	2.7463	2.7979