2025 SGD to PLN Historical Review

YEARLY HIGH

3.0410 PLN

YEARLY LOW

2.7770 PLN

YEARLY AVERAGE

2.8745 PLN

2025 SGD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 3.0410. Conversely, the yearly low was recorded on December 20, dropping to 2.7770.

This high-to-low spread represents a total annual volatility of 0.2640 PLN. From a start-to-finish perspective, comparing the January average rate of 3.0146 to the December average rate of 2.7914, the exchange rate registered a net change of -7.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.0410 was down 12.88% compared to the 2024 peak of 3.4908, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 15,205 PLN

2024 Average 14,897 PLN

Yearly Trough Low 13,885 PLN

Transaction Impact: A difference of 1,320.16 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.0370

2.7691

JanuMarcMayJulySeptNove

SGD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9266, compared to 2.8225 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1041 points.

H1 Avg (Jan–Jun) 2.9266

H2 Avg (Jul–Dec) 2.8225

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.1204 PLN (High: 2.9918 / Low: 2.8714). On the other end, December was the most stable month, with a tight range of 0.0334 PLN (High: 2.8104 / Low: 2.7770).

March Spread (Volatile) ±0.1204

December Spread (Stable) ±0.0334

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0810 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0810

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 3.0146) against the same month in 2024 (average: 3.0092), the exchange rate shifted by +0.0055 (+0.18%).

2025 Avg (January) 3.0146

2024 Avg (January) 3.0092

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.0410	2.9821	3.0146
February	3.0130	2.9472	2.9796
March	2.9918	2.8714	2.8986
April	2.9098	2.8420	2.8704
May	2.9428	2.8922	2.9132
June	2.9209	2.8336	2.8830
July	2.8852	2.8204	2.8418
August	2.8717	2.8345	2.8449
September	2.8437	2.8065	2.8242
October	2.8379	2.8040	2.8170
November	2.8380	2.7954	2.8157
December	2.8104	2.7770	2.7914