2020 SGD to PLN Historical Review

YEARLY HIGH

2.9764 PLN

YEARLY LOW

2.6869 PLN

YEARLY AVERAGE

2.8244 PLN

2020 SGD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 2.9764. Conversely, the yearly low was recorded on August 18, dropping to 2.6869.

This high-to-low spread represents a total annual volatility of 0.2895 PLN. From a start-to-finish perspective, comparing the January average rate of 2.8322 to the December average rate of 2.7611, the exchange rate registered a net change of -2.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.9764 was up 2.43% compared to the 2019 peak of 2.9058, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 14,882 PLN

2019 Average 14,070 PLN

Yearly Trough Low 13,434 PLN

Transaction Impact: A difference of 1,447.70 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.9604

2.6962

JanuMarcMayJulySeptNove

SGD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8638, compared to 2.7851 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0787 points.

H1 Avg (Jan–Jun) 2.8638

H2 Avg (Jul–Dec) 2.7851

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2167 PLN (High: 2.9512 / Low: 2.7345). On the other end, February was the most stable month, with a tight range of 0.0451 PLN (High: 2.8405 / Low: 2.7954).

March Spread (Volatile) ±0.2167

February Spread (Stable) ±0.0451

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0916 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0916

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 2.9254) against the same month in 2019 (average: 2.8005), the exchange rate shifted by +0.1249 (+4.46%).

2020 Avg (May) 2.9254

2019 Avg (May) 2.8005

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8594	2.8015	2.8322
February	2.8405	2.7954	2.8221
March	2.9512	2.7345	2.8308
April	2.9639	2.9125	2.9384
May	2.9764	2.8309	2.9254
June	2.8600	2.7983	2.8338
July	2.8536	2.7078	2.7989
August	2.7333	2.6869	2.7182
September	2.8658	2.7050	2.7791
October	2.8993	2.7806	2.8356
November	2.8977	2.7962	2.8176
December	2.8154	2.7295	2.7611