YEARLY HIGH
3.4927 PLN
YEARLY LOW
2.9327 PLN
YEARLY AVERAGE
3.2301 PLN

2022 SGD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SGD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 6, valuing the pair at 3.4927. Conversely, the yearly low was recorded on February 9, dropping to 2.9327.

This high-to-low spread represents a total annual volatility of 0.5600 PLN. From a start-to-finish perspective, comparing the January average rate of 2.9782 to the December average rate of 3.2677, the exchange rate registered a net change of 9.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.4927 was up 13.80% compared to the 2021 peak of 3.0691, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 17,464 PLN
2021 Average 14,366 PLN
Yearly Trough Low 14,664 PLN
Transaction Impact: A difference of 2,800.22 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.4730
2.9332
JanuMarcMayJulySeptNove

SGD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1079, compared to 3.3524 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2445 points.

H1 Avg (Jan–Jun) 3.1079
H2 Avg (Jul–Dec) 3.3524

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.2906 PLN (High: 3.3658 / Low: 3.0753). On the other end, December was the most stable month, with a tight range of 0.0751 PLN (High: 3.3096 / Low: 3.2346).

March Spread (Volatile) ±0.2906
December Spread (Stable) ±0.0751

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1106 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 3.4280) against the same month in 2021 (average: 2.9305), the exchange rate shifted by +0.4975 (+16.98%).

2022 Avg (October) 3.4280
2021 Avg (October) 2.9305

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.0336 2.9370 2.9782
February 3.0942 2.9327 2.9864
March 3.3658 3.0753 3.1784
April 3.2306 3.0944 3.1477
May 3.2336 3.1110 3.1812
June 3.2397 3.1066 3.1753
July 3.4257 3.2237 3.3490
August 3.4390 3.3087 3.3667
September 3.4684 3.3200 3.3855
October 3.4927 3.3489 3.4280
November 3.3877 3.2794 3.3174
December 3.3096 3.2346 3.2677