2012 STD to BIF Historical Review

YEARLY HIGH

0.0829 BIF

YEARLY LOW

0.0666 BIF

YEARLY AVERAGE

0.0733 BIF

2012 STD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the STD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0829. Conversely, the yearly low was recorded on January 16, dropping to 0.0666.

This high-to-low spread represents a total annual volatility of 0.0163 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0684 to the December average rate of 0.0814, the exchange rate registered a net change of 18.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0829 was up 11.62% compared to the 2011 peak of 0.0742, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 STD based on timing:

Yearly Peak High 414 BIF

2011 Average 343 BIF

Yearly Trough Low 333 BIF

Transaction Impact: A difference of 81.47 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0827

0.0671

JanuMarcMayJulySeptNove

STD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0709, compared to 0.0758 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.0709

H2 Avg (Jul–Dec) 0.0758

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.0062 BIF (High: 0.0774 / Low: 0.0712). On the other end, August was the most stable month, with a tight range of 0.0013 BIF (High: 0.0725 / Low: 0.0712).

September Spread (Volatile) ±0.0062

August Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0009 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.0814) against the same month in 2011 (average: 0.0696), the exchange rate shifted by +0.0118 (+17.00%).

2012 Avg (December) 0.0814

2011 Avg (December) 0.0696

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0713	0.0666	0.0684
February	0.0712	0.0689	0.0701
March	0.0710	0.0682	0.0699
April	0.0745	0.0684	0.0706
May	0.0748	0.0719	0.0735
June	0.0750	0.0717	0.0729
July	0.0729	0.0708	0.0720
August	0.0725	0.0712	0.0717
September	0.0774	0.0712	0.0742
October	0.0784	0.0754	0.0772
November	0.0806	0.0765	0.0783
December	0.0829	0.0791	0.0814