2014 STD to BIF Historical Review

YEARLY HIGH

0.0884 BIF

YEARLY LOW

0.0773 BIF

YEARLY AVERAGE

0.0842 BIF

2014 STD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the STD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 0.0884. Conversely, the yearly low was recorded on December 28, dropping to 0.0773.

This high-to-low spread represents a total annual volatility of 0.0112 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0860 to the December average rate of 0.0786, the exchange rate registered a net change of -8.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0884 was up 1.04% compared to the 2013 peak of 0.0875, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 STD based on timing:

Yearly Peak High 442 BIF

2013 Average 420 BIF

Yearly Trough Low 386 BIF

Transaction Impact: A difference of 55.77 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0885

0.0777

JanuMarcMayJulySeptNove

STD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0866, compared to 0.0817 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.0866

H2 Avg (Jul–Dec) 0.0817

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0031 BIF (High: 0.0832 / Low: 0.0801). On the other end, June was the most stable month, with a tight range of 0.0012 BIF (High: 0.0865 / Low: 0.0853).

September Spread (Volatile) ±0.0031

June Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0026 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.0876) against the same month in 2013 (average: 0.0824), the exchange rate shifted by +0.0052 (+6.32%).

2014 Avg (March) 0.0876

2013 Avg (March) 0.0824

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0868	0.0854	0.0860
February	0.0880	0.0854	0.0864
March	0.0884	0.0868	0.0876
April	0.0879	0.0863	0.0872
May	0.0881	0.0858	0.0867
June	0.0865	0.0853	0.0858
July	0.0866	0.0842	0.0857
August	0.0849	0.0827	0.0842
September	0.0832	0.0801	0.0816
October	0.0816	0.0787	0.0806
November	0.0804	0.0789	0.0795
December	0.0799	0.0773	0.0786