2022 STD to BIF Historical Review

YEARLY HIGH

0.0960 BIF

YEARLY LOW

0.0869 BIF

YEARLY AVERAGE

0.0922 BIF

2022 STD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the STD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 0.0960. Conversely, the yearly low was recorded on July 20, dropping to 0.0869.

This high-to-low spread represents a total annual volatility of 0.0090 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0947 to the December average rate of 0.0906, the exchange rate registered a net change of -4.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0960 was down 1.42% compared to the 2021 peak of 0.0974, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 STD based on timing:

Yearly Peak High 480 BIF

2021 Average 476 BIF

Yearly Trough Low 435 BIF

Transaction Impact: A difference of 45.22 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0954

0.0894

JanuMarcMayJulySeptNove

STD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0933, compared to 0.0911 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0933

H2 Avg (Jul–Dec) 0.0911

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 0.0069 BIF (High: 0.0938 / Low: 0.0869). On the other end, December was the most stable month, with a tight range of 0.0009 BIF (High: 0.0911 / Low: 0.0901).

July Spread (Volatile) ±0.0069

December Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0027 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 0.0946) against the same month in 2021 (average: 0.0951), the exchange rate shifted by -0.0006 (-0.58%).

2022 Avg (March) 0.0946

2021 Avg (March) 0.0951

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0956	0.0937	0.0947
February	0.0954	0.0938	0.0949
March	0.0960	0.0935	0.0946
April	0.0959	0.0927	0.0940
May	0.0930	0.0878	0.0913
June	0.0936	0.0873	0.0903
July	0.0938	0.0869	0.0923
August	0.0934	0.0913	0.0920
September	0.0922	0.0900	0.0913
October	0.0913	0.0889	0.0899
November	0.0907	0.0896	0.0902
December	0.0911	0.0901	0.0906