2015 STD to BIF Historical Review

YEARLY HIGH

0.0771 BIF

YEARLY LOW

0.0670 BIF

YEARLY AVERAGE

0.0710 BIF

2015 STD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the STD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0771. Conversely, the yearly low was recorded on November 29, dropping to 0.0670.

This high-to-low spread represents a total annual volatility of 0.0101 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0745 to the December average rate of 0.0692, the exchange rate registered a net change of -7.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0771 was down 12.83% compared to the 2014 peak of 0.0884, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 STD based on timing:

Yearly Peak High 385 BIF

2014 Average 421 BIF

Yearly Trough Low 335 BIF

Transaction Impact: A difference of 50.34 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0752

0.0676

JanuMarcMayJulySeptNove

STD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0715, compared to 0.0706 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0715

H2 Avg (Jul–Dec) 0.0706

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0052 BIF (High: 0.0771 / Low: 0.0718). On the other end, September was the most stable month, with a tight range of 0.0016 BIF (High: 0.0722 / Low: 0.0706).

January Spread (Volatile) ±0.0052

September Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0033 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0745) against the same month in 2014 (average: 0.0860), the exchange rate shifted by -0.0115 (-13.38%).

2015 Avg (January) 0.0745

2014 Avg (January) 0.0860

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0771	0.0718	0.0745
February	0.0734	0.0717	0.0726
March	0.0718	0.0676	0.0694
April	0.0714	0.0671	0.0690
May	0.0734	0.0695	0.0715
June	0.0736	0.0701	0.0717
July	0.0741	0.0702	0.0724
August	0.0729	0.0692	0.0707
September	0.0722	0.0706	0.0714
October	0.0729	0.0701	0.0715
November	0.0701	0.0670	0.0682
December	0.0699	0.0672	0.0692