2021 STD to BIF Historical Review

YEARLY HIGH

0.0974 BIF

YEARLY LOW

0.0933 BIF

YEARLY AVERAGE

0.0953 BIF

2021 STD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the STD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 18, valuing the pair at 0.0974. Conversely, the yearly low was recorded on December 12, dropping to 0.0933.

This high-to-low spread represents a total annual volatility of 0.0041 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0952 to the December average rate of 0.0942, the exchange rate registered a net change of -1.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0974 was up 2.24% compared to the 2020 peak of 0.0952, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 STD based on timing:

Yearly Peak High 487 BIF

2020 Average 445 BIF

Yearly Trough Low 467 BIF

Transaction Impact: A difference of 20.26 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0967

0.0939

JanuMarcMayJulySeptNove

STD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0953, compared to 0.0953 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0953

H2 Avg (Jul–Dec) 0.0953

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0026 BIF (High: 0.0964 / Low: 0.0938). On the other end, January was the most stable month, with a tight range of 0.0010 BIF (High: 0.0958 / Low: 0.0948).

March Spread (Volatile) ±0.0026

January Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.0964) against the same month in 2020 (average: 0.0866), the exchange rate shifted by +0.0099 (+11.39%).

2021 Avg (June) 0.0964

2020 Avg (June) 0.0866

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0958	0.0948	0.0952
February	0.0967	0.0949	0.0957
March	0.0964	0.0938	0.0951
April	0.0949	0.0933	0.0942
May	0.0953	0.0942	0.0950
June	0.0974	0.0952	0.0964
July	0.0968	0.0957	0.0962
August	0.0963	0.0952	0.0957
September	0.0964	0.0946	0.0959
October	0.0958	0.0946	0.0951
November	0.0954	0.0939	0.0948
December	0.0947	0.0933	0.0942