2020 STD to BIF Historical Review

YEARLY HIGH

0.0952 BIF

YEARLY LOW

0.0847 BIF

YEARLY AVERAGE

0.0890 BIF

2020 STD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the STD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0952. Conversely, the yearly low was recorded on March 29, dropping to 0.0847.

This high-to-low spread represents a total annual volatility of 0.0106 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0874 to the December average rate of 0.0940, the exchange rate registered a net change of 7.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0952 was up 7.73% compared to the 2019 peak of 0.0884, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 STD based on timing:

Yearly Peak High 476 BIF

2019 Average 432 BIF

Yearly Trough Low 423 BIF

Transaction Impact: A difference of 52.84 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0948

0.0847

JanuMarcMayJulySeptNove

STD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0863, compared to 0.0917 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.0863

H2 Avg (Jul–Dec) 0.0917

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0031 BIF (High: 0.0902 / Low: 0.0870). On the other end, January was the most stable month, with a tight range of 0.0006 BIF (High: 0.0877 / Low: 0.0871).

July Spread (Volatile) ±0.0031

January Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0014 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0940) against the same month in 2019 (average: 0.0871), the exchange rate shifted by +0.0069 (+7.92%).

2020 Avg (December) 0.0940

2019 Avg (December) 0.0871

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0877	0.0871	0.0874
February	0.0877	0.0856	0.0861
March	0.0861	0.0847	0.0856
April	0.0865	0.0852	0.0860
May	0.0867	0.0857	0.0863
June	0.0873	0.0862	0.0866
July	0.0902	0.0870	0.0883
August	0.0920	0.0901	0.0913
September	0.0927	0.0917	0.0921
October	0.0927	0.0918	0.0922
November	0.0929	0.0919	0.0925
December	0.0952	0.0928	0.0940