2013 STD to BIF Historical Review

YEARLY HIGH

0.0875 BIF

YEARLY LOW

0.0800 BIF

YEARLY AVERAGE

0.0839 BIF

2013 STD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the STD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.0875. Conversely, the yearly low was recorded on March 6, dropping to 0.0800.

This high-to-low spread represents a total annual volatility of 0.0075 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0821 to the December average rate of 0.0863, the exchange rate registered a net change of 5.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0875 was up 5.57% compared to the 2012 peak of 0.0829, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 STD based on timing:

Yearly Peak High 437 BIF

2012 Average 367 BIF

Yearly Trough Low 400 BIF

Transaction Impact: A difference of 37.72 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0867

0.0817

JanuMarcMayJulySeptNove

STD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0833, compared to 0.0845 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0833

H2 Avg (Jul–Dec) 0.0845

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0059 BIF (High: 0.0864 / Low: 0.0804). On the other end, November was the most stable month, with a tight range of 0.0016 BIF (High: 0.0860 / Low: 0.0843).

January Spread (Volatile) ±0.0059

November Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0030 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2013: 0.0854) against the same month in 2012 (average: 0.0701), the exchange rate shifted by +0.0153 (+21.81%).

2013 Avg (February) 0.0854

2012 Avg (February) 0.0701

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0864	0.0804	0.0821
February	0.0875	0.0829	0.0854
March	0.0839	0.0800	0.0824
April	0.0843	0.0821	0.0833
May	0.0854	0.0814	0.0833
June	0.0854	0.0815	0.0835
July	0.0832	0.0813	0.0823
August	0.0860	0.0827	0.0837
September	0.0851	0.0825	0.0838
October	0.0872	0.0846	0.0858
November	0.0860	0.0843	0.0851
December	0.0875	0.0854	0.0863