2012 TJS to HRK Historical Review

YEARLY HIGH

1.3553 HRK

YEARLY LOW

1.1826 HRK

YEARLY AVERAGE

1.2366 HRK

2012 TJS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the TJS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 1.3553. Conversely, the yearly low was recorded on February 28, dropping to 1.1826.

This high-to-low spread represents a total annual volatility of 0.1726 HRK. From a start-to-finish perspective, comparing the January average rate of 1.2310 to the December average rate of 1.2048, the exchange rate registered a net change of -2.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.3553 was up 4.16% compared to the 2011 peak of 1.3012, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 6,776 HRK

2011 Average 5,806 HRK

Yearly Trough Low 5,913 HRK

Transaction Impact: A difference of 863.22 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.3300

1.1850

JanuMarcMayJulySeptNove

TJS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2222, compared to 1.2509 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0287 points.

H1 Avg (Jan–Jun) 1.2222

H2 Avg (Jul–Dec) 1.2509

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.1213 HRK (High: 1.3553 / Low: 1.2340). On the other end, April was the most stable month, with a tight range of 0.0223 HRK (High: 1.2054 / Low: 1.1830).

July Spread (Volatile) ±0.1213

April Spread (Stable) ±0.0223

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0737 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0737

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 1.2885) against the same month in 2011 (average: 1.1089), the exchange rate shifted by +0.1797 (+16.20%).

2012 Avg (July) 1.2885

2011 Avg (July) 1.1089

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2541	1.2069	1.2310
February	1.2247	1.1826	1.2051
March	1.2128	1.1827	1.1996
April	1.2054	1.1830	1.1971
May	1.2813	1.1905	1.2366
June	1.2833	1.2493	1.2638
July	1.3553	1.2340	1.2885
August	1.3386	1.2944	1.3180
September	1.2966	1.1926	1.2443
October	1.2500	1.2040	1.2163
November	1.2455	1.2165	1.2336
December	1.2212	1.1917	1.2048