2025 TJS to HRK Historical Review

YEARLY HIGH

0.7116 HRK

YEARLY LOW

0.6090 HRK

YEARLY AVERAGE

0.6703 HRK

2025 TJS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TJS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 2, valuing the pair at 0.7116. Conversely, the yearly low was recorded on April 16, dropping to 0.6090.

This high-to-low spread represents a total annual volatility of 0.1026 HRK. From a start-to-finish perspective, comparing the January average rate of 0.6669 to the December average rate of 0.6988, the exchange rate registered a net change of 4.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7116 was up 4.77% compared to the 2024 peak of 0.6792, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 3,558 HRK

2024 Average 3,230 HRK

Yearly Trough Low 3,045 HRK

Transaction Impact: A difference of 513.07 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7141

0.6140

JanuMarcMayJulySeptNove

TJS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6495, compared to 0.6912 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0417 points.

H1 Avg (Jan–Jun) 0.6495

H2 Avg (Jul–Dec) 0.6912

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0434 HRK (High: 0.6897 / Low: 0.6462). On the other end, November was the most stable month, with a tight range of 0.0116 HRK (High: 0.7116 / Low: 0.7000).

July Spread (Volatile) ±0.0434

November Spread (Stable) ±0.0116

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0225 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0225

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.7058) against the same month in 2024 (average: 0.6649), the exchange rate shifted by +0.0408 (+6.14%).

2025 Avg (November) 0.7058

2024 Avg (November) 0.6649

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6742	0.6584	0.6669
February	0.6754	0.6567	0.6629
March	0.6660	0.6311	0.6404
April	0.6402	0.6090	0.6223
May	0.6723	0.6295	0.6469
June	0.6688	0.6411	0.6573
July	0.6897	0.6462	0.6701
August	0.7000	0.6765	0.6896
September	0.6901	0.6742	0.6833
October	0.7087	0.6885	0.6995
November	0.7116	0.7000	0.7058
December	0.7056	0.6935	0.6988