2021 TJS to HRK Historical Review

YEARLY HIGH

0.5951 HRK

YEARLY LOW

0.5381 HRK

YEARLY AVERAGE

0.5603 HRK

2021 TJS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TJS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.5951. Conversely, the yearly low was recorded on May 25, dropping to 0.5381.

This high-to-low spread represents a total annual volatility of 0.0570 HRK. From a start-to-finish perspective, comparing the January average rate of 0.5462 to the December average rate of 0.5892, the exchange rate registered a net change of 7.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5951 was down 18.82% compared to the 2020 peak of 0.7331, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 2,976 HRK

2020 Average 3,217 HRK

Yearly Trough Low 2,691 HRK

Transaction Impact: A difference of 284.81 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5938

0.5386

JanuMarcMayJulySeptNove

TJS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5499, compared to 0.5707 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0208 points.

H1 Avg (Jan–Jun) 0.5499

H2 Avg (Jul–Dec) 0.5707

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0204 HRK (High: 0.5951 / Low: 0.5747). On the other end, January was the most stable month, with a tight range of 0.0076 HRK (High: 0.5489 / Low: 0.5413).

November Spread (Volatile) ±0.0204

January Spread (Stable) ±0.0076

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0119 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.5846) against the same month in 2020 (average: 0.5728), the exchange rate shifted by +0.0118 (+2.06%).

2021 Avg (November) 0.5846

2020 Avg (November) 0.5728

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5489	0.5413	0.5462
February	0.5555	0.5462	0.5495
March	0.5664	0.5503	0.5591
April	0.5657	0.5463	0.5551
May	0.5507	0.5381	0.5432
June	0.5544	0.5389	0.5462
July	0.5618	0.5532	0.5564
August	0.5636	0.5535	0.5586
September	0.5710	0.5559	0.5616
October	0.5770	0.5692	0.5735
November	0.5951	0.5747	0.5846
December	0.5927	0.5849	0.5892