2024 TJS to HRK Historical Review

YEARLY HIGH

0.6792 HRK

YEARLY LOW

0.6220 HRK

YEARLY AVERAGE

0.6460 HRK

2024 TJS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the TJS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 0.6792. Conversely, the yearly low was recorded on January 1, dropping to 0.6220.

This high-to-low spread represents a total annual volatility of 0.0573 HRK. From a start-to-finish perspective, comparing the January average rate of 0.6324 to the December average rate of 0.6594, the exchange rate registered a net change of 4.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.6792 was down 4.80% compared to the 2023 peak of 0.7135, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 3,396 HRK

2023 Average 3,226 HRK

Yearly Trough Low 3,110 HRK

Transaction Impact: A difference of 286.27 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.6682

0.6291

JanuMarcMayJulySeptNove

TJS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6408, compared to 0.6513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0105 points.

H1 Avg (Jan–Jun) 0.6408

H2 Avg (Jul–Dec) 0.6513

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0321 HRK (High: 0.6792 / Low: 0.6471). On the other end, February was the most stable month, with a tight range of 0.0083 HRK (High: 0.6422 / Low: 0.6340).

November Spread (Volatile) ±0.0321

February Spread (Stable) ±0.0083

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0081 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 0.6649) against the same month in 2023 (average: 0.6371), the exchange rate shifted by +0.0278 (+4.36%).

2024 Avg (November) 0.6649

2023 Avg (November) 0.6371

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6393	0.6220	0.6324
February	0.6422	0.6340	0.6378
March	0.6392	0.6284	0.6336
April	0.6499	0.6337	0.6429
May	0.6497	0.6358	0.6426
June	0.6646	0.6436	0.6552
July	0.6586	0.6470	0.6527
August	0.6595	0.6324	0.6446
September	0.6422	0.6332	0.6371
October	0.6570	0.6399	0.6490
November	0.6792	0.6471	0.6649
December	0.6684	0.6514	0.6594