YEARLY HIGH
0.7181 HRK
YEARLY LOW
0.6704 HRK
YEARLY AVERAGE
0.6945 HRK

2026 TJS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TJS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 25, valuing the pair at 0.7181. Conversely, the yearly low was recorded on February 27, dropping to 0.6704.

This high-to-low spread represents a total annual volatility of 0.0477 HRK. From a start-to-finish perspective, comparing the January average rate of 0.6903 to the December average rate of 0.7101, the exchange rate registered a net change of 2.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.7181 was up 0.91% compared to the 2025 peak of 0.7116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 3,591 HRK
2025 Average 3,352 HRK
Yearly Trough Low 3,352 HRK
Transaction Impact: A difference of 238.52 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.7177
0.6728
JanuMarcMayJuly

TJS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6886, compared to 0.7120 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0234 points.

H1 Avg (Jan–Jun) 0.6886
H2 Avg (Jul–Dec) 0.7120

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0270 HRK (High: 0.6989 / Low: 0.6719). On the other end, August was the most stable month, with a tight range of 0.0004 HRK (High: 0.7103 / Low: 0.7100).

January Spread (Volatile) ±0.0270
August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0138 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.7140) against the same month in 2025 (average: 0.6701), the exchange rate shifted by +0.0439 (+6.54%).

2026 Avg (July) 0.7140
2025 Avg (July) 0.6701

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6989 0.6719 0.6903
February 0.6837 0.6704 0.6765
March 0.6886 0.6744 0.6811
April 0.6879 0.6742 0.6804
May 0.7021 0.6852 0.6984
June 0.7155 0.6977 0.7050
July 0.7181 0.7103 0.7140
August 0.7103 0.7100 0.7101