2015 TJS to HRK Historical Review

YEARLY HIGH

1.3191 HRK

YEARLY LOW

1.0018 HRK

YEARLY AVERAGE

1.1220 HRK

2015 TJS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the TJS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 1.3191. Conversely, the yearly low was recorded on December 30, dropping to 1.0018.

This high-to-low spread represents a total annual volatility of 0.3173 HRK. From a start-to-finish perspective, comparing the January average rate of 1.2522 to the December average rate of 1.0240, the exchange rate registered a net change of -18.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.3191 was up 7.54% compared to the 2014 peak of 1.2266, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 6,595 HRK

2014 Average 5,835 HRK

Yearly Trough Low 5,009 HRK

Transaction Impact: A difference of 1,586.60 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.2902

0.9998

JanuMarcMayJulySeptNove

TJS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1822, compared to 1.0618 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1204 points.

H1 Avg (Jan–Jun) 1.1822

H2 Avg (Jul–Dec) 1.0618

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.1383 HRK (High: 1.2233 / Low: 1.0850). On the other end, February was the most stable month, with a tight range of 0.0234 HRK (High: 1.2670 / Low: 1.2436).

April Spread (Volatile) ±0.1383

February Spread (Stable) ±0.0234

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1025 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 1.2660) against the same month in 2014 (average: 1.1528), the exchange rate shifted by +0.1133 (+9.83%).

2015 Avg (March) 1.2660

2014 Avg (March) 1.1528

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2934	1.2180	1.2522
February	1.2670	1.2436	1.2556
March	1.3191	1.2209	1.2660
April	1.2233	1.0850	1.1635
May	1.1074	1.0462	1.0786
June	1.1042	1.0648	1.0771
July	1.1204	1.0850	1.1009
August	1.1105	1.0389	1.0816
September	1.0730	1.0458	1.0601
October	1.0593	1.0192	1.0392
November	1.0762	1.0405	1.0648
December	1.0701	1.0018	1.0240