2020 TJS to HRK Historical Review

YEARLY HIGH

0.7331 HRK

YEARLY LOW

0.5418 HRK

YEARLY AVERAGE

0.6435 HRK

2020 TJS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TJS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.7331. Conversely, the yearly low was recorded on December 30, dropping to 0.5418.

This high-to-low spread represents a total annual volatility of 0.1912 HRK. From a start-to-finish perspective, comparing the January average rate of 0.6916 to the December average rate of 0.5470, the exchange rate registered a net change of -20.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7331 was up 3.73% compared to the 2019 peak of 0.7068, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 3,665 HRK

2019 Average 3,478 HRK

Yearly Trough Low 2,709 HRK

Transaction Impact: A difference of 956.21 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7201

0.5313

JanuMarcMayJulySeptNove

TJS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6844, compared to 0.6027 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0817 points.

H1 Avg (Jan–Jun) 0.6844

H2 Avg (Jul–Dec) 0.6027

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0708 HRK (High: 0.6285 / Low: 0.5576). On the other end, October was the most stable month, with a tight range of 0.0093 HRK (High: 0.6283 / Low: 0.6190).

November Spread (Volatile) ±0.0708

October Spread (Stable) ±0.0093

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0505 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0505

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.6968) against the same month in 2019 (average: 0.6965), the exchange rate shifted by +0.0003 (+0.04%).

2020 Avg (March) 0.6968

2019 Avg (March) 0.6965

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6968	0.6818	0.6916
February	0.7121	0.6922	0.7044
March	0.7331	0.6699	0.6968
April	0.6917	0.6752	0.6828
May	0.6839	0.6674	0.6773
June	0.6659	0.6471	0.6533
July	0.6526	0.6116	0.6377
August	0.6190	0.6090	0.6151
September	0.6287	0.6125	0.6200
October	0.6283	0.6190	0.6233
November	0.6285	0.5576	0.5728
December	0.5523	0.5418	0.5470