YEARLY HIGH
4.4527 RSD
YEARLY LOW
3.3727 RSD
YEARLY AVERAGE
3.8411 RSD

2020 UAH to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the UAH to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 4.4527. Conversely, the yearly low was recorded on December 30, dropping to 3.3727.

This high-to-low spread represents a total annual volatility of 1.0801 RSD. From a start-to-finish perspective, comparing the January average rate of 4.3816 to the December average rate of 3.4297, the exchange rate registered a net change of -21.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.4527 was down 2.43% compared to the 2019 peak of 4.5635, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UAH based on timing:

Yearly Peak High 22,264 RSD
2019 Average 20,445 RSD
Yearly Trough Low 16,863 RSD
Transaction Impact: A difference of 5,400.44 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.4771
3.3345
JanuMarcMayJulySeptNove

UAH to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1164, compared to 3.5658 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5506 points.

H1 Avg (Jan–Jun) 4.1164
H2 Avg (Jul–Dec) 3.5658

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5907 RSD (High: 4.3527 / Low: 3.7619). On the other end, October was the most stable month, with a tight range of 0.0443 RSD (High: 3.5474 / Low: 3.5031).

March Spread (Volatile) ±0.5907
October Spread (Stable) ±0.0443

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3641 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.3641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 4.3819) against the same month in 2019 (average: 3.8349), the exchange rate shifted by +0.5470 (+14.26%).

2020 Avg (February) 4.3819
2019 Avg (February) 3.8349

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4515 4.2419 4.3816
February 4.4527 4.2419 4.3819
March 4.3527 3.7619 4.0178
April 4.0368 3.8722 3.9804
May 4.0824 3.9458 4.0223
June 3.9447 3.8667 3.9144
July 3.9214 3.5790 3.7584
August 3.6383 3.5736 3.6138
September 3.5889 3.5244 3.5608
October 3.5474 3.5031 3.5264
November 3.5474 3.4467 3.5060
December 3.4860 3.3727 3.4297