2014 USD to NZD Historical Review

YEARLY HIGH

1.3060 NZD

YEARLY LOW

1.1336 NZD

YEARLY AVERAGE

1.2064 NZD

2014 USD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the USD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 1.3060. Conversely, the yearly low was recorded on July 9, dropping to 1.1336.

This high-to-low spread represents a total annual volatility of 0.1724 NZD. From a start-to-finish perspective, comparing the January average rate of 1.2096 to the December average rate of 1.2886, the exchange rate registered a net change of 6.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.3060 was up 0.67% compared to the 2013 peak of 1.2972, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 6,530 NZD

2013 Average 6,101 NZD

Yearly Trough Low 5,668 NZD

Transaction Impact: A difference of 862.03 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.3023

1.1376

JanuMarcMayJulySeptNove

USD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1787, compared to 1.2341 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0554 points.

H1 Avg (Jan–Jun) 1.1787

H2 Avg (Jul–Dec) 1.2341

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0938 NZD (High: 1.2867 / Low: 1.1929). On the other end, April was the most stable month, with a tight range of 0.0232 NZD (High: 1.1709 / Low: 1.1476).

September Spread (Volatile) ±0.0938

April Spread (Stable) ±0.0232

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0342 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0342

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.2886) against the same month in 2013 (average: 1.2162), the exchange rate shifted by +0.0724 (+5.95%).

2014 Avg (December) 1.2886

2013 Avg (December) 1.2162

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2369	1.1937	1.2096
February	1.2374	1.1924	1.2072
March	1.1950	1.1524	1.1730
April	1.1709	1.1476	1.1615
May	1.1775	1.1479	1.1625
June	1.1874	1.1386	1.1587
July	1.1784	1.1336	1.1513
August	1.2006	1.1730	1.1856
September	1.2867	1.1929	1.2299
October	1.2926	1.2539	1.2725
November	1.2999	1.2596	1.2767
December	1.3060	1.2706	1.2886