YEARLY HIGH
1.7879 NZD
YEARLY LOW
1.5743 NZD
YEARLY AVERAGE
1.6538 NZD

2024 USD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the USD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.7879. Conversely, the yearly low was recorded on September 24, dropping to 1.5743.

This high-to-low spread represents a total annual volatility of 0.2136 NZD. From a start-to-finish perspective, comparing the January average rate of 1.6198 to the December average rate of 1.7432, the exchange rate registered a net change of 7.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 1.7879 was up 3.56% compared to the 2023 peak of 1.7265, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 8,939 NZD
2023 Average 8,146 NZD
Yearly Trough Low 7,871 NZD
Transaction Impact: A difference of 1,068.00 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

1.7569
1.5925
JanuMarcMayJulySeptNove

USD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6426, compared to 1.6650 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0224 points.

H1 Avg (Jan–Jun) 1.6426
H2 Avg (Jul–Dec) 1.6650

Volatility Range Comparison

Volatility

The most volatile month in 2024 was December, with a trading range of 0.0948 NZD (High: 1.7879 / Low: 1.6931). On the other end, June was the most stable month, with a tight range of 0.0308 NZD (High: 1.6447 / Low: 1.6138).

December Spread (Volatile) ±0.0948
June Spread (Stable) ±0.0308

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0374 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0374

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 1.7432) against the same month in 2023 (average: 1.6056), the exchange rate shifted by +0.1375 (+8.56%).

2024 Avg (December) 1.7432
2023 Avg (December) 1.6056

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6465 1.5837 1.6198
February 1.6521 1.6132 1.6319
March 1.6759 1.6182 1.6462
April 1.7014 1.6487 1.6798
May 1.6855 1.6257 1.6475
June 1.6447 1.6138 1.6303
July 1.7016 1.6284 1.6579
August 1.6847 1.5967 1.6436
September 1.6307 1.5743 1.6062
October 1.6752 1.5921 1.6461
November 1.7211 1.6607 1.6929
December 1.7879 1.6931 1.7432