YEARLY HIGH
1.7979 NZD
YEARLY LOW
1.4336 NZD
YEARLY AVERAGE
1.5772 NZD

2022 USD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the USD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 1.7979. Conversely, the yearly low was recorded on March 23, dropping to 1.4336.

This high-to-low spread represents a total annual volatility of 0.3643 NZD. From a start-to-finish perspective, comparing the January average rate of 1.4839 to the December average rate of 1.5738, the exchange rate registered a net change of 6.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.7979 was up 20.68% compared to the 2021 peak of 1.4898, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 8,990 NZD
2021 Average 7,073 NZD
Yearly Trough Low 7,168 NZD
Transaction Impact: A difference of 1,821.61 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.7886
1.4246
JanuMarcMayJulySeptNove

USD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5090, compared to 1.6454 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1364 points.

H1 Avg (Jan–Jun) 1.5090
H2 Avg (Jul–Dec) 1.6454

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.1592 NZD (High: 1.7864 / Low: 1.6272). On the other end, February was the most stable month, with a tight range of 0.0357 NZD (High: 1.5126 / Low: 1.4769).

September Spread (Volatile) ±0.1592
February Spread (Stable) ±0.0357

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1131 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1131

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 1.7583) against the same month in 2021 (average: 1.4175), the exchange rate shifted by +0.3408 (+24.04%).

2022 Avg (October) 1.7583
2021 Avg (October) 1.4175

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5281 1.4577 1.4839
February 1.5126 1.4769 1.4982
March 1.4819 1.4336 1.4549
April 1.5492 1.4397 1.4819
May 1.6015 1.5252 1.5611
June 1.6070 1.5246 1.5739
July 1.6372 1.5893 1.6116
August 1.6372 1.5493 1.5991
September 1.7864 1.6272 1.6848
October 1.7979 1.7121 1.7583
November 1.7336 1.5839 1.6452
December 1.5999 1.5496 1.5738