YEARLY HIGH
1.5533 NZD
YEARLY LOW
1.3514 NZD
YEARLY AVERAGE
1.4464 NZD

2018 USD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the USD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 7, valuing the pair at 1.5533. Conversely, the yearly low was recorded on February 1, dropping to 1.3514.

This high-to-low spread represents a total annual volatility of 0.2018 NZD. From a start-to-finish perspective, comparing the January average rate of 1.3787 to the December average rate of 1.4697, the exchange rate registered a net change of 6.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.5533 was up 5.62% compared to the 2017 peak of 1.4706, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 7,766 NZD
2017 Average 7,037 NZD
Yearly Trough Low 6,757 NZD
Transaction Impact: A difference of 1,009.25 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.5492
1.3528
JanuMarcMayJulySeptNove

USD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3981, compared to 1.4946 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0965 points.

H1 Avg (Jan–Jun) 1.3981
H2 Avg (Jul–Dec) 1.4946

Volatility Range Comparison

Volatility

The most volatile month in 2018 was April, with a trading range of 0.0658 NZD (High: 1.4210 / Low: 1.3552). On the other end, March was the most stable month, with a tight range of 0.0288 NZD (High: 1.3929 / Low: 1.3641).

April Spread (Volatile) ±0.0658
March Spread (Stable) ±0.0288

Growth Streaks & Declines

Trends

Between February and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0568 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0568

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 1.5328) against the same month in 2017 (average: 1.4197), the exchange rate shifted by +0.1132 (+7.97%).

2018 Avg (October) 1.5328
2017 Avg (October) 1.4197

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4112 1.3562 1.3787
February 1.3875 1.3514 1.3692
March 1.3929 1.3641 1.3789
April 1.4210 1.3552 1.3818
May 1.4570 1.4205 1.4385
June 1.4809 1.4208 1.4417
July 1.4903 1.4603 1.4727
August 1.5251 1.4720 1.5008
September 1.5349 1.4959 1.5158
October 1.5533 1.5145 1.5328
November 1.5040 1.4537 1.4761
December 1.4925 1.4411 1.4697