2016 USD to NZD Historical Review

YEARLY HIGH

1.5628 NZD

YEARLY LOW

1.3418 NZD

YEARLY AVERAGE

1.4363 NZD

2016 USD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the USD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 1.5628. Conversely, the yearly low was recorded on September 7, dropping to 1.3418.

This high-to-low spread represents a total annual volatility of 0.2210 NZD. From a start-to-finish perspective, comparing the January average rate of 1.5282 to the December average rate of 1.4238, the exchange rate registered a net change of -6.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.5628 was down 2.07% compared to the 2015 peak of 1.5958, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 7,814 NZD

2015 Average 7,173 NZD

Yearly Trough Low 6,709 NZD

Transaction Impact: A difference of 1,105.01 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.5442

1.3532

JanuMarcMayJulySeptNove

USD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4767, compared to 1.3958 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0809 points.

H1 Avg (Jan–Jun) 1.4767

H2 Avg (Jul–Dec) 1.3958

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.1028 NZD (High: 1.5628 / Low: 1.4600). On the other end, August was the most stable month, with a tight range of 0.0378 NZD (High: 1.4045 / Low: 1.3667).

January Spread (Volatile) ±0.1028

August Spread (Stable) ±0.0378

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0521 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0521

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 1.5282) against the same month in 2015 (average: 1.3106), the exchange rate shifted by +0.2176 (+16.60%).

2016 Avg (January) 1.5282

2015 Avg (January) 1.3106

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5628	1.4600	1.5282
February	1.5339	1.4868	1.5070
March	1.5132	1.4452	1.4821
April	1.4754	1.4195	1.4517
May	1.4937	1.4229	1.4718
June	1.4696	1.3824	1.4197
July	1.4349	1.3686	1.4008
August	1.4045	1.3667	1.3841
September	1.3824	1.3418	1.3691
October	1.4205	1.3710	1.3966
November	1.4301	1.3573	1.4004
December	1.4541	1.3883	1.4238