2019 USD to NZD Historical Review

YEARLY HIGH

1.6017 NZD

YEARLY LOW

1.4455 NZD

YEARLY AVERAGE

1.5180 NZD

2019 USD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the USD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 1.6017. Conversely, the yearly low was recorded on March 20, dropping to 1.4455.

This high-to-low spread represents a total annual volatility of 0.1562 NZD. From a start-to-finish perspective, comparing the January average rate of 1.4748 to the December average rate of 1.5151, the exchange rate registered a net change of 2.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.6017 was up 3.12% compared to the 2018 peak of 1.5533, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 8,009 NZD

2018 Average 7,235 NZD

Yearly Trough Low 7,228 NZD

Transaction Impact: A difference of 780.97 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.5892

1.4518

JanuMarcMayJulySeptNove

USD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4883, compared to 1.5477 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0594 points.

H1 Avg (Jan–Jun) 1.4883

H2 Avg (Jul–Dec) 1.5477

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0696 NZD (High: 1.5548 / Low: 1.4851). On the other end, November was the most stable month, with a tight range of 0.0263 NZD (High: 1.5804 / Low: 1.5540).

December Spread (Volatile) ±0.0696

November Spread (Stable) ±0.0263

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0485 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0485

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 1.5772) against the same month in 2018 (average: 1.5328), the exchange rate shifted by +0.0443 (+2.89%).

2019 Avg (October) 1.5772

2018 Avg (October) 1.5328

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5081	1.4464	1.4748
February	1.4845	1.4491	1.4633
March	1.4784	1.4455	1.4632
April	1.5163	1.4728	1.4899
May	1.5397	1.5049	1.5236
June	1.5406	1.4877	1.5148
July	1.5265	1.4756	1.4979
August	1.5840	1.5250	1.5545
September	1.5980	1.5557	1.5778
October	1.6017	1.5574	1.5772
November	1.5804	1.5540	1.5636
December	1.5548	1.4851	1.5151